Buffalo, NY

Modern Home Insurance
for Buffalo, NY

If you have spent at least one winter in the Buffalo, NY area, you know it can cause a good bit of problems in many different ways. The heavy snowfall can send tree branches crashing through your home, your car and cause all kinds of damage do your property. This is why it is important to get home insurance if you are living in the Buffalo, NY area. When the snow piles up on trees, it can cause branches to snap off and fall to the ground or anything underneath. In October of 2006, Buffalo suffered through a terrible storm that caused an enormous amount of damage due to fallen trees and power lines. 

In 2014 Buffalo went through "Snowvember" where the roofs on homes were collapsing because the snow was so heavy. With such potential for heavy snowfall and icy conditions, it is so important to have home insurance and property casualty insurance in the area. 
Happy Couple Pointing at Home in Buffalo, NY

Buffalo's Trusted Source for Home Insurance

As the "City of Good Neighbors," Buffalo is a pleasant place to live primarily because of its citizens. Many local residents have lived here for generations and the city has been known to come together during difficult times. In recent years, the city has begun to undergo a cultural and economic revival; new businesses and restaurants have been sprouting up, professional sporting events are exciting to attend, and jobs are opening up. More and more people are moving to the area and looking to buy homes. Whether you're a newcomer to the area or are simply looking to upgrade your existing coverage, having the right homeowner's insurance policy to protect your property is incredibly important. Our home insurance representatives will find you a policy that meets your needs and your budget.



Make TLC Brokerage your insurance company of choice in the greater Buffalo region. We have been providing not only quality coverage, but truly dedicated customer service to our clients for years. This has helped us establish a reputation throughout the local community as an insurance company that can be trusted to provide honest recommendations, affordable rates, and reliable policies. Whether you are looking to increase the protection on your house or vehicle, or you want to figure out a way to pay less on premiums each month, our certified agents can help. Please explore our website for further details about all we have to offer!

Rental Insurance

Rental insurance protects your personal belongings and your liability when you rent a home or apartment. While a landlord’s policy covers the building, rental insurance covers what’s inside your space against losses from theft, vandalism, or certain weather events. This includes furniture, clothing, electronics, and more. Most policies also include liability coverage if someone is injured in your unit, and may help with additional living expenses if a covered loss forces you to temporarily relocate. It’s an affordable way to gain peace of mind and may even be required by your lease.


If you rent an apartment in Buffalo or the surrounding areas, the experienced team at TLC Brokerage can help you compare options and choose the right level of coverage. Contact our office to get started with reliable rental insurance today.

Get Reliable Car Insurance for Your Buffalo Vehicle

If you own a vehicle in the Buffalo area, you know how important it is to safely insure it. While our warm months tend to be fairly mild, our winter weather can be incredibly dangerous for motorists. Buffalo receives, on average, nearly 112 inches of snow each winter. While local residents have plenty of experience driving in difficult weather, it doesn’t mean that accidents don’t happen. Slippery surfaces, unexpected black ice, and reduced visibility all increase your risk of getting into an accident. Protect yourself, your passengers, and your vehicle with comprehensive car insurance. This provides peace of mind and keeps you covered no matter what happens. 

A comprehensive car insurance policy in Buffalo should include adequate bodily injury liability, property damage liability, and personal injury protection coverage. You will also need to purchase uninsured motorist coverage. These plans will ensure that you meet New York State insurance requirements while making sure you have the coverage you need to be a Buffalo driver. 

TLC Brokerage is here to help. We provide reliable coverage for cars and trucks, and even recreational vehicle insurance. No matter what you drive, we’ve got you covered. When you meet with us, we will evaluate your eligibility and calculate which plans are right for you based on your specific needs. We'll work to find you competitive rates for the Buffalo area. Contact us today to learn more!

The Leading Source for Comprehensive Liability Insurance & Rental Insurance

Harsh Buffalo, NY weather patterns can take a devastating toll on your home. Unfortunately, local storms can also wreak havoc on visitors to your property. When temperatures start to drop throughout Western New York, it's only a matter of time before ice patches begin to plague local surfaces. If somebody slips on your driveway, it's imperative that you retain the proper insurance to stay protected.

Fortunately, with the assistance of TLC Brokerage, you've got nothing to worry about. We offer comprehensive liability insurance plans to ensure your peace of mind. Whether you're in the market for home insurance of property casualty insurance, our team has got you covered. We understand that Buffalo winters can prove costly and dangerous. Keeping this in mind, our team is always standing by to address your concerns!